/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial}::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){-webkit-appearance:button;appearance:button}::file-selector-button{-webkit-appearance:button;appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.start{inset-inline-start:var(--spacing)}.block{display:block}.hidden{display:none}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{--blue:#29266c;--blue-deep:#1c1a51;--blue-soft:#39367b;--gold:#eba522;--gold-soft:#f6d58e;--ink:#171717;--muted:#66666d;--off:#f7f7f4;--paper:#fff;--line:#deded8;--success:#207455}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{background:var(--paper);color:var(--ink);font-family:var(--font-manrope),Arial,sans-serif;letter-spacing:-.008em;-webkit-font-smoothing:antialiased;margin:0;font-weight:400}body,button,input,select,textarea{font:inherit}a{color:inherit;text-decoration:none}button{cursor:pointer}img,svg{display:block}::selection{background:var(--gold-soft);color:var(--blue-deep)}:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.skip-link{z-index:1000;background:var(--ink);color:#fff;padding:12px 18px;transition:top .2s;position:fixed;top:-80px;left:16px}.skip-link:focus{top:12px}.section-shell{width:min(1180px,100% - 44px);margin:0 auto}.section-pad{padding:120px 0}.two-column{grid-template-columns:.9fr 1.1fr;align-items:start;gap:10vw;display:grid}.site-header-wrap{z-index:100;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#f7f7f4bf;border-bottom:1px solid #0000;height:86px;transition:all .25s;position:sticky;top:0}.site-header-wrap.is-scrolled{background:#fffffff0;border-color:#29266c1a;height:76px;box-shadow:0 10px 35px #1414280d}.site-header{align-items:center;gap:30px;width:min(1320px,100% - 44px);height:100%;margin:auto;display:flex}.brand-group{flex:none;align-items:center;gap:18px;display:flex}.brand{flex:none;align-items:center;width:190px;height:62px;display:flex;overflow:hidden}.brand img{object-fit:contain;width:100%;height:100%}.a12-badge{background:0 0;border-left:1px solid #29266c33;border-radius:0;flex:none;place-items:center;width:124px;height:52px;padding:1px 0 1px 18px;display:grid;overflow:hidden;transform:translateY(-1px)}.a12-badge img{object-fit:contain;width:100%;height:100%}.desktop-nav{letter-spacing:-.01em;color:#505057;white-space:nowrap;align-items:center;gap:clamp(18px,2vw,31px);margin-left:auto;font-size:12.5px;font-weight:500;display:flex}.desktop-nav a{padding:12px 0;position:relative}.desktop-nav a:after{content:"";background:var(--gold);height:1px;transition:right .2s;position:absolute;bottom:5px;left:0;right:100%}.desktop-nav a:hover{color:var(--blue)}.desktop-nav a:hover:after{right:0}.menu-toggle{border:1px solid var(--line);color:var(--blue);background:#fff;border-radius:50%;justify-content:center;align-items:center;width:42px;height:42px;display:none}.mobile-menu{display:none}.button{background:var(--gold);color:#181324;letter-spacing:-.01em;border:0;border-radius:4px;justify-content:center;align-items:center;gap:26px;min-height:52px;padding:0 24px;font-size:13px;font-weight:650;transition:transform .2s,background .2s,box-shadow .2s;display:inline-flex;box-shadow:0 10px 30px #eba5222e}.button:hover{background:#f2af2e;transform:translateY(-2px);box-shadow:0 15px 35px #eba52245}.button-small{gap:0;min-height:42px;padding:0 17px;font-size:11.5px}.button:disabled{opacity:.6;cursor:wait;transform:none}.button-ghost-light{color:#fff;box-shadow:none;background:0 0;border:1px solid #ffffff59}.button-ghost-light:hover{background:#ffffff14}.eyebrow{color:var(--blue);letter-spacing:.2em;text-transform:uppercase;align-items:center;gap:11px;margin:0 0 27px;font-size:10px;font-weight:750;display:flex}.eyebrow i{background:var(--gold);flex:none;width:31px;height:2px;display:inline-block}.section-header.light .eyebrow,.cta-section .eyebrow{color:var(--gold-soft)}.section-header h2,.choice-section h2,.cta-section h2{color:var(--blue-deep);letter-spacing:-.045em;margin:0;font-size:clamp(36px,4.2vw,62px);font-weight:430;line-height:1.08}.section-header p{max-width:720px;color:var(--muted);letter-spacing:-.012em;margin:27px 0 0;font-size:16px;line-height:1.8}.section-header.light h2{color:#fff}.section-header.light p{color:#ffffffb3}.section-header.center{text-align:center;max-width:820px;margin:0 auto}.section-header.center .eyebrow{justify-content:center}.section-header.center p{margin-left:auto;margin-right:auto}.section-heading-row{justify-content:space-between;align-items:end;gap:40px;margin-bottom:55px;display:flex}.section-heading-row .section-header{max-width:760px}.section-link,.insurance-card>a,.article-link{color:var(--blue);white-space:nowrap;border-bottom:1px solid #c8c7d5;align-items:center;gap:15px;padding:11px 0;font-size:13px;font-weight:680;display:inline-flex}.section-link:hover,.insurance-card>a:hover,.article-link:hover{color:#59559c}.hero{background:var(--off);grid-template-columns:1.02fr .98fr;align-items:center;gap:7vw;max-width:1440px;min-height:calc(100vh - 86px);margin:0 auto;padding:28px 4.5vw 58px;display:grid;overflow:hidden}.hero-copy{max-width:650px;padding:40px 0}.hero h1{color:var(--blue-deep);letter-spacing:-.06em;margin:0;font-size:clamp(54px,5.7vw,88px);font-weight:530;line-height:.98}.hero h1 em{color:var(--gold);font-style:normal;display:block}.hero-copy>p:not(.hero-signature){color:#5b5b62;max-width:570px;margin:32px 0 0;font-size:17px;line-height:1.7}.hero-actions{align-items:center;gap:30px;margin-top:40px;display:flex}.text-link{color:var(--blue);border-bottom:1px solid #b9b8c8;align-items:center;gap:18px;padding:15px 0 12px;font-size:14px;font-weight:650;display:flex}.hero-signature{border-top:1px solid var(--line);color:#77777c;letter-spacing:.15em;text-transform:uppercase;max-width:480px;margin:52px 0 0;padding-top:20px;font-size:10px}.hero-art{background:var(--blue);isolation:isolate;border-radius:260px 260px 20px 20px;height:min(690px,100vh - 150px);min-height:560px;position:relative;overflow:hidden;box-shadow:0 35px 80px #1e1c552e}.hero-art:before{content:"";background:radial-gradient(circle at 58% 27%,#ffffff1f,#0000 26%),linear-gradient(160deg,#0000 45%,#00000026);position:absolute;inset:0}.gold-sun{background:var(--gold);border-radius:50%;width:68px;height:68px;position:absolute;top:19%;right:20%;box-shadow:0 0 0 18px #eba52214}.hero-orbit{border:1px solid #ffffff1f;border-radius:50%;position:absolute}.orbit-one{width:440px;height:440px;top:-50px;right:-180px}.orbit-two{width:540px;height:540px;bottom:-230px;left:-250px}.mountain{border-radius:50% 55% 0 0;width:125%;position:absolute;left:-12%;transform:rotate(-9deg)}.mountain-back{clip-path:polygon(0 46%,19% 33%,34% 48%,53% 21%,70% 39%,88% 12%,100% 26%,100% 100%,0 100%);background:#3b3880;height:49%;bottom:11%}.mountain-front{clip-path:polygon(0 34%,17% 48%,37% 21%,53% 38%,72% 10%,100% 45%,100% 100%,0 100%);background:#171547;height:40%;bottom:-4%}.road-line{z-index:2;border:1px solid var(--gold);opacity:.7;border-width:2px 0 0;border-radius:50%;width:200px;height:70px;position:absolute;bottom:80px;right:-20px;transform:rotate(-14deg)}.art-caption{z-index:2;color:#fff;gap:8px;display:grid;position:absolute;bottom:42px;left:48px}.art-caption span{color:var(--gold);letter-spacing:.22em;text-transform:uppercase;font-size:9px}.art-caption strong{font-size:23px;font-weight:450;line-height:1.2}.positioning{background:#fff}.positioning-grid{grid-template-columns:1fr 1.12fr;align-items:end;gap:9vw;display:grid}.benefits-grid{border-top:1px solid var(--line);grid-template-columns:repeat(3,1fr);display:grid}.benefit{border-right:1px solid var(--line);padding:32px 22px 6px;position:relative}.benefit:first-child{padding-left:0}.benefit:last-child{border:0}.benefit svg{color:var(--gold);margin-bottom:38px}.benefit>span{color:#aaa;font-size:10px;position:absolute;top:37px;right:18px}.benefit h3{color:var(--blue);margin:0 0 13px;font-size:19px;font-weight:620}.benefit p{color:var(--muted);margin:0;font-size:13px;line-height:1.65}.protection{background:var(--off)}.protection-visual{aspect-ratio:1894/830;background:var(--blue-deep);border-radius:4px;margin:-10px 0 26px;position:relative;overflow:hidden;box-shadow:0 24px 60px #1c1a5124}.protection-visual:after{content:"";pointer-events:none;background:linear-gradient(#0000,#11102f33);height:38%;position:absolute;inset:auto 0 0}.protection-visual img{object-fit:cover;width:100%;height:100%}.insurance-grid{border:1px solid var(--line);border-bottom:0;border-right:0;grid-template-columns:repeat(4,1fr);display:grid}.insurance-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;min-width:0;padding:30px 27px 28px;transition:transform .25s,box-shadow .25s;position:relative}.insurance-card:hover{z-index:2;transform:translateY(-5px);box-shadow:0 22px 55px #1d1b4c1c}.insurance-card-top{justify-content:space-between;align-items:start;margin-bottom:40px;display:flex}.card-icon{width:48px;height:48px;color:var(--blue);border:1px solid #d8d7e2;border-radius:50%;place-items:center;display:grid}.card-index{color:#aaa;letter-spacing:.1em;font-size:10px}.card-kicker{color:var(--gold);letter-spacing:.16em;text-transform:uppercase;font-size:9px;font-weight:750}.insurance-card h3{color:var(--blue);letter-spacing:-.025em;margin:9px 0 13px;font-size:25px;font-weight:540}.insurance-card p{color:var(--muted);min-height:64px;margin:0 0 23px;font-size:13px;line-height:1.65}.corporate-section{background:var(--blue-deep);color:#fff;grid-template-columns:.78fr 1.22fr;min-height:730px;display:grid;overflow:hidden}.corporate-visual{background:#13113f;min-height:540px;position:relative;overflow:hidden}.corporate-visual:before,.corporate-visual:after{content:"";border:1px solid #ffffff17;border-radius:50%;position:absolute}.corporate-visual:before{width:600px;height:600px;top:60px;left:-290px}.corporate-visual:after{width:390px;height:390px;bottom:-100px;right:-210px}.corporate-ring{width:210px;height:210px;color:var(--gold);border:1px solid #eba5228c;border-radius:50%;flex-direction:column;justify-content:center;align-items:center;gap:18px;display:flex;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.corporate-ring:after{content:"";border:1px solid #ffffff1f;border-radius:50%;position:absolute;inset:18px}.corporate-ring span{letter-spacing:.18em;text-transform:uppercase;color:#fff;font-size:9px}.corporate-path{border:2px solid #0000;border-top-color:#eba52266;border-radius:50%;width:520px;height:180px;position:absolute;bottom:0;left:20%;transform:rotate(16deg)}.corporate-content{max-width:880px;padding:110px clamp(44px,7vw,120px)}.corporate-content .section-header h2{font-size:clamp(42px,4.4vw,66px)}.corporate-solutions{flex-wrap:wrap;gap:10px;margin:39px 0;display:flex}.corporate-solution{color:#ffffffc7;border:1px solid #ffffff24;border-radius:3px;align-items:center;gap:9px;padding:10px 13px;font-size:11px;display:inline-flex}.corporate-solution svg{color:var(--gold)}.process{background:#fff}.process .section-header{max-width:700px;margin-bottom:75px}.process-timeline{grid-template-columns:repeat(5,1fr);display:grid;position:relative}.process-timeline:before{content:"";background:var(--line);height:1px;position:absolute;top:38px;left:0;right:0}.process-step{padding-right:27px;position:relative}.process-step>span{color:#999;letter-spacing:.12em;font-size:10px}.process-step>i{background:var(--gold);width:12px;height:12px;box-shadow:0 0 0 1px var(--gold);z-index:2;border:3px solid #fff;border-radius:50%;margin:24px 0 35px;display:block;position:relative}.process-step h3{color:var(--blue);margin:0 0 15px;font-size:20px}.process-step p{color:var(--muted);margin:0;font-size:13px;line-height:1.65}.choice-section{background:var(--off)}.choice-grid{grid-template-columns:1.08fr .92fr;align-items:center;gap:10vw;display:grid}.choice-section h2{font-size:clamp(43px,4.5vw,65px)}.choice-section h3{color:var(--gold);margin:23px 0;font-size:25px;font-weight:520}.choice-section p{color:var(--muted);max-width:640px;font-size:16px;line-height:1.75}.choice-diagram{flex-direction:column;align-items:center;gap:48px;padding:10px 0 20px;display:flex;position:relative}.factor-grid{grid-template-columns:1fr 1fr;gap:10px;width:100%;display:grid}.factor-grid span{border:1px solid var(--line);color:var(--blue);text-transform:uppercase;letter-spacing:.09em;background:#fff;align-items:center;gap:12px;padding:17px;font-size:12px;display:flex}.factor-grid svg{color:var(--gold)}.choice-result{background:var(--blue);color:#fff;border-radius:50%;flex-direction:column;flex:none;justify-content:center;align-items:center;width:230px;height:230px;margin:0;display:flex;position:relative;box-shadow:0 25px 65px #29266c3b}.choice-result:before{content:"";border:1px solid #29266c2e;border-radius:50%;position:absolute;inset:-18px}.choice-result svg{color:var(--gold);margin-bottom:15px}.choice-result small{letter-spacing:.2em;color:#b9b8dd;font-size:8px}.choice-result strong{text-align:center;max-width:170px;margin-top:9px;font-size:20px;font-weight:520;line-height:1.28}.quote-section{background:var(--blue);position:relative;overflow:hidden}.quote-section:before{content:"";border:1px solid #ffffff14;border-radius:50%;width:700px;height:700px;position:absolute;top:-300px;left:-360px}.quote-grid{grid-template-columns:.78fr 1.22fr;align-items:start;gap:8vw;display:grid}.quote-copy{position:sticky;top:120px}.quote-assurance{color:#ffffffab;border-top:1px solid #ffffff29;gap:15px;margin-top:45px;padding-top:22px;font-size:12px;line-height:1.6;display:flex}.quote-assurance svg{color:var(--gold);flex:none}.quote-assurance strong{color:#fff;margin-bottom:2px;display:block}.form-card{background:#fff;padding:34px;box-shadow:0 30px 80px #08072533}.quote-form{grid-template-columns:1fr 1fr;gap:24px 18px;display:grid}.form-field{gap:8px;display:grid}.form-field label{text-transform:uppercase;letter-spacing:.12em;color:#55555d;font-size:10px;font-weight:700}.form-field label span{text-transform:none;letter-spacing:0;font-weight:400}.form-field input,.form-field select,.form-field textarea{width:100%;min-height:50px;color:var(--ink);background:#fbfbf9;border:1px solid #d9d9d5;border-radius:2px;padding:12px 13px;font-size:14px}.form-field textarea{resize:vertical;min-height:110px}.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--gold);outline:2px solid #eba52273}.form-wide{grid-column:1/-1}.consent{color:#666;align-items:flex-start;gap:11px;font-size:11px;line-height:1.55;display:flex}.consent input{accent-color:var(--blue);margin-top:2px}.consent a{text-decoration:underline}.form-submit{width:100%}.form-error{color:#a43d36;margin:0;font-size:12px}.form-success{min-height:400px;color:var(--blue);flex-direction:column;justify-content:center;align-items:flex-start;padding:30px;display:flex}.form-success svg{color:var(--success)}.form-success h3{margin:20px 0 10px;font-size:31px}.form-success p{color:var(--muted);max-width:520px;line-height:1.7}.text-button{color:var(--blue);background:0 0;border:0;padding:8px 0;text-decoration:underline}.honeypot{position:absolute!important;left:-9999px!important}.spin{animation:1s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}.partners{background:#fff}.partners-placeholder{border:1px solid var(--line);grid-template-columns:repeat(5,1fr);margin-top:50px;display:grid}.partners-placeholder span{border-right:1px solid var(--line);color:#aaa;text-transform:uppercase;letter-spacing:.14em;place-items:center;min-height:95px;font-size:10px;display:grid}.partners-placeholder span:last-child{border:0}.content-section{background:var(--off)}.article-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.article-card{border:1px solid var(--line);background:#fff}.article-cover{background:var(--blue);color:#fff;justify-content:space-between;align-items:flex-end;height:210px;padding:22px;display:flex;position:relative;overflow:hidden}.article-cover:before{content:"";border:1px solid #ffffff26;border-radius:50%;width:240px;height:240px;position:absolute;top:-100px;right:-130px}.article-cover span{color:var(--gold-soft);text-transform:uppercase;letter-spacing:.16em;font-size:9px}.article-cover svg{color:#ffffff2e}.article-card>div{padding:24px}.article-meta{color:#999;text-transform:uppercase;letter-spacing:.08em;font-size:10px}.article-card h3{color:var(--blue);margin:12px 0;font-size:22px;line-height:1.25}.article-card p{color:var(--muted);margin:0 0 20px;font-size:13px;line-height:1.65}.faq-section{background:#fff}.faq-grid{grid-template-columns:.72fr 1.28fr;align-items:start;gap:9vw;display:grid}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;min-height:78px;color:var(--blue);grid-template-columns:35px 1fr 20px;align-items:center;gap:14px;font-size:16px;font-weight:570;list-style:none;display:grid}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary>span{color:#aaa;font-size:9px}.faq-list summary i{width:15px;height:15px;position:relative}.faq-list summary i:before,.faq-list summary i:after{content:"";background:var(--gold);position:absolute}.faq-list summary i:before{width:15px;height:1px;top:7px}.faq-list summary i:after{width:1px;height:15px;left:7px}.faq-list details[open] summary i:after{display:none}.faq-list details p{color:var(--muted);margin:0;padding:0 40px 25px 49px;font-size:14px;line-height:1.7}.cta-section{background:var(--blue-deep);color:#fff;grid-template-columns:1.2fr .8fr;align-items:center;gap:8vw;min-height:440px;padding:90px max(4.5vw,22px);display:grid;position:relative;overflow:hidden}.cta-section>div:not(.cta-ridge){z-index:2;position:relative}.cta-section h2{color:#fff;max-width:850px;font-size:clamp(42px,5vw,72px)}.cta-section p{color:#ffffffab;max-width:690px;font-size:16px;line-height:1.65}.cta-actions{flex-direction:column;align-items:stretch;gap:12px;width:100%;max-width:330px;margin-left:auto;display:flex}.cta-ridge{border:0 solid #eba52233;border-top-width:2px;border-radius:50%;width:700px;height:260px;bottom:-100px;right:-180px;transform:rotate(-12deg);z-index:0!important;position:absolute!important}.site-footer{color:#fff;background:#11102f;padding:80px max(4.5vw,22px) 28px}.footer-top{grid-template-columns:.9fr 1.5fr;gap:8vw;max-width:1280px;margin:auto;display:grid}.footer-brand{max-width:360px}.footer-brand-group{align-items:center;gap:15px;display:flex}.logo-panel{background:var(--off);flex:none;width:205px;height:96px;padding:10px 15px;display:block;overflow:hidden}.logo-panel img{object-fit:contain;width:100%;height:100%}.footer-a12-badge{width:130px;display:block}.footer-a12-badge img{object-fit:contain;width:100%;height:auto}.footer-brand p{color:#fff9;margin-top:25px;font-size:13px;line-height:1.7}.footer-links{grid-template-columns:repeat(4,1fr);gap:28px;display:grid}.footer-links>div{align-content:start;gap:12px;display:grid}.footer-links strong{color:var(--gold);text-transform:uppercase;letter-spacing:.16em;margin-bottom:7px;font-size:10px}.footer-links a{color:#ffffffad;font-size:12px}.footer-links a:hover{color:#fff}.footer-legal-data{color:#ffffff94;max-width:1280px;margin:45px auto 0;font-size:10px;line-height:1.7}.footer-bottom{color:#fff6;border-top:1px solid #ffffff1f;justify-content:space-between;gap:20px;max-width:1280px;margin:55px auto 0;padding-top:22px;font-size:10px;display:flex}.whatsapp-widget{z-index:120;position:fixed;bottom:22px;right:22px}.whatsapp-trigger{background:var(--gold);height:50px;color:var(--blue-deep);border:0;border-radius:27px;align-items:center;gap:10px;padding:0 19px;font-size:12px;font-weight:700;display:flex;box-shadow:0 12px 35px #0f0e3038}.whatsapp-panel{border:1px solid var(--line);opacity:0;visibility:hidden;background:#fff;width:340px;transition:all .2s;position:absolute;bottom:62px;right:0;transform:translateY(10px);box-shadow:0 25px 70px #0f0e3038}.whatsapp-panel.open{opacity:1;visibility:visible;transform:none}.whatsapp-panel-head{background:var(--blue);color:#fff;justify-content:space-between;padding:20px;display:flex}.whatsapp-panel-head>div{gap:5px;display:grid}.whatsapp-panel-head span{color:var(--gold-soft);text-transform:uppercase;letter-spacing:.15em;font-size:9px}.whatsapp-panel-head strong{font-size:14px}.whatsapp-panel-head button{color:#fff;background:0 0;border:0}.whatsapp-options{padding:8px;display:grid}.whatsapp-options a,.disabled-option{color:var(--blue);border-bottom:1px solid #eee;justify-content:space-between;align-items:center;padding:14px 12px;font-size:12px;display:flex}.whatsapp-options a:last-child,.disabled-option:last-child{border:0}.whatsapp-options a:hover{background:var(--off)}.disabled-option{color:#888;grid-template-columns:1fr auto;display:grid}.disabled-option small{color:#aaa;font-size:8px}.mobile-cta-bar{display:none}.cookie-banner{z-index:130;color:#fff;background:#171717;grid-template-columns:1fr auto;gap:18px;width:min(820px,100% - 40px);padding:20px;display:grid;position:fixed;bottom:20px;left:20px;box-shadow:0 22px 70px #0000004d}.cookie-banner strong{font-size:14px}.cookie-banner p{color:#c8c8c8;margin:6px 0 0;font-size:11px;line-height:1.6}.cookie-actions{flex-wrap:wrap;align-items:center;gap:7px;display:flex}.cookie-actions button{color:#fff;background:0 0;border:1px solid #555;min-height:38px;padding:0 11px;font-size:10px}.cookie-actions .cookie-accept{background:var(--gold);border-color:var(--gold);color:var(--ink);font-weight:700}.cookie-preferences{border-top:1px solid #444;grid-column:1/-1;gap:18px;padding-top:14px;font-size:11px;display:flex}.cookie-preferences label{gap:6px;display:flex}.cookie-preferences small{color:#aaa}.cookie-save{border-color:var(--gold)!important}.page-hero{background:var(--off);grid-template-columns:1fr .7fr;align-items:center;gap:8vw;min-height:580px;padding:100px max(4.5vw,22px);display:grid;overflow:hidden}.page-hero>div:first-child{max-width:850px}.page-hero h1,.product-hero h1,.article-hero h1{letter-spacing:-.055em;color:var(--blue-deep);margin:0;font-size:clamp(52px,6vw,88px);font-weight:520;line-height:.98}.page-hero p,.product-hero-grid>div>p,.article-hero-copy>p{color:var(--muted);max-width:720px;margin:30px 0 0;font-size:18px;line-height:1.75}.page-hero-art{background:var(--blue);height:330px;color:var(--gold);border-radius:180px 180px 15px 15px;place-items:center;display:grid;position:relative;overflow:hidden}.page-hero-art:before{content:"";border:1px solid #ffffff1f;border-radius:50%;width:340px;height:340px;position:absolute;top:-110px;right:-140px}.page-hero-art span{border-top:1px solid var(--gold);border-radius:50%;width:250px;height:80px;position:absolute;bottom:13px;left:-20px;transform:rotate(10deg)}.page-hero-art i{border-top:1px solid #ffffff38;border-radius:50%;width:300px;height:120px;position:absolute;bottom:-30px;right:-70px;transform:rotate(-8deg)}.breadcrumb{color:#85858c;align-items:center;gap:6px;max-width:1180px;margin:0 auto 55px;font-size:10px;display:flex}.breadcrumb>span{align-items:center;gap:6px;display:flex}.breadcrumb a:hover{color:var(--blue)}.product-hero{background:var(--off);padding:55px max(4.5vw,22px) 95px}.product-hero-grid{grid-template-columns:1.1fr .7fr;align-items:center;gap:10vw;max-width:1180px;margin:auto;display:grid}.product-hero-grid .button{margin-top:35px}.product-hero-panel{background:var(--blue);color:#fff;flex-direction:column;justify-content:end;min-height:380px;padding:48px;display:flex;position:relative;overflow:hidden}.product-hero-panel:before{content:"";border:1px solid #ffffff1a;border-radius:50%;width:370px;height:370px;position:absolute;top:-150px;right:-160px}.product-hero-panel svg{color:var(--gold);position:absolute;top:42px;left:42px}.product-hero-panel>span{color:var(--gold-soft);letter-spacing:.18em;font-size:9px}.product-hero-panel strong{margin:10px 0;font-size:30px;font-weight:500;line-height:1.2}.product-hero-panel p{color:#ffffff8c;text-transform:uppercase;letter-spacing:.1em;font-size:10px}.product-intro .section-header{max-width:850px}.product-columns{grid-template-columns:repeat(3,1fr);gap:22px;margin-top:55px;display:grid}.info-list{border:1px solid var(--line);padding:30px}.info-list>svg{color:var(--gold)}.info-list h3{color:var(--blue);margin:30px 0 22px;font-size:20px}.info-list ul{gap:15px;margin:0;padding:0;list-style:none;display:grid}.info-list li{color:var(--muted);gap:10px;font-size:13px;line-height:1.5;display:flex}.info-list li svg{color:var(--gold);flex:none;margin-top:2px}.coverage-section{background:var(--blue-deep)}.coverage-grid{grid-template-columns:.8fr 1.2fr;gap:8vw;display:grid}.coverage-list{border-top:1px solid #ffffff2b}.coverage-list>div{color:#fff;border-bottom:1px solid #ffffff24;grid-template-columns:35px 25px 1fr;align-items:center;gap:15px;min-height:74px;display:grid}.coverage-list span{color:#8e8cac;font-size:9px}.coverage-list svg{color:var(--gold)}.coverage-list strong{font-size:15px;font-weight:500}.product-form-grid{grid-template-columns:.7fr 1.3fr;align-items:start;gap:8vw;display:grid}.related-section{background:var(--off)}.related-grid{grid-template-columns:repeat(3,1fr);max-width:900px;margin-top:45px}.about-story>.section-header{max-width:790px}.about-cards{grid-template-columns:repeat(3,1fr);gap:20px;margin-top:60px;display:grid}.about-cards article{border:1px solid var(--line);min-height:300px;padding:35px}.about-cards svg{color:var(--gold)}.about-cards span{color:#888;text-transform:uppercase;letter-spacing:.15em;margin:65px 0 14px;font-size:9px;display:block}.about-cards h3{color:var(--blue);margin:0;font-size:21px;font-weight:520;line-height:1.45}.about-structure{background:var(--blue-deep)}.principles-list{border-top:1px solid #ffffff26;display:grid}.principles-list span{color:#8e8cac;border-bottom:1px solid #ffffff26;grid-template-columns:50px 1fr;align-items:center;min-height:72px;font-size:10px;display:grid}.principles-list strong{color:#fff;font-size:15px;font-weight:500}.metrics-grid{grid-template-columns:repeat(5,1fr);display:grid}.metrics-grid>div{border-right:1px solid var(--line);padding:30px}.metrics-grid strong{color:var(--blue);font-size:35px}.metrics-grid span{color:#888;margin-top:8px;font-size:10px;display:block}.business-context{grid-template-columns:1fr 1fr;align-items:center;gap:8vw;display:grid}.risk-map{grid-template-columns:1fr 1fr;display:grid}.risk-map>div{border:1px solid var(--line);min-height:170px;color:var(--blue);flex-direction:column;justify-content:space-between;margin:-1px 0 0 -1px;padding:25px;display:flex;position:relative}.risk-map span{color:#aaa;font-size:9px}.risk-map svg{color:var(--gold)}.risk-map strong{font-size:16px}.business-solutions{background:var(--blue-deep)}.business-solutions .section-header{margin-bottom:45px}.business-solution-list{border-top:1px solid #ffffff29}.business-solution-list a{color:#fff;border-bottom:1px solid #ffffff24;grid-template-columns:55px 1fr 30px;align-items:center;gap:20px;min-height:105px;padding:17px 0;transition:padding .2s;display:grid}.business-solution-list a:hover{padding-left:12px}.business-solution-list>a>span{color:#8e8cac;font-size:9px}.business-solution-list strong{font-size:19px;font-weight:520}.business-solution-list p{color:#ffffff8a;margin:7px 0 0;font-size:12px}.business-solution-list>a>svg{color:var(--gold)}.business-review ul{border-top:1px solid var(--line);margin:0;padding:0;list-style:none}.business-review li{border-bottom:1px solid var(--line);min-height:63px;color:var(--blue);align-items:center;gap:14px;font-size:14px;display:flex}.business-review li svg{color:var(--gold)}.claims-grid{grid-template-columns:.72fr 1.28fr;gap:8vw;display:grid}.claims-steps{border-top:1px solid var(--line)}.claims-steps>div{border-bottom:1px solid var(--line);grid-template-columns:38px 35px 1fr;align-items:start;gap:15px;padding:27px 0;display:grid}.claims-steps span{color:#aaa;margin-top:4px;font-size:9px}.claims-steps svg{color:var(--gold)}.claims-steps strong{color:var(--blue)}.claims-steps p{color:var(--muted);grid-column:3;margin:0;font-size:13px;line-height:1.65}.claims-notice{background:var(--off);justify-content:space-between;align-items:center;gap:35px;width:min(1180px,100% - 44px);margin:0 auto 120px;padding:35px;display:flex}.claims-notice>div{align-items:center;gap:16px;max-width:730px;display:flex}.claims-notice svg{color:var(--gold);flex:none}.claims-notice p{color:var(--muted);font-size:13px;line-height:1.6}.category-list{flex-wrap:wrap;gap:8px;margin-bottom:85px;display:flex}.category-list span{border:1px solid var(--line);color:var(--blue);text-transform:uppercase;letter-spacing:.08em;padding:10px 14px;font-size:10px}.content-heading{margin-bottom:45px}.article-hero{background:var(--off);grid-template-columns:1fr .5fr;gap:7vw;padding:55px max(4.5vw,22px) 85px;display:grid}.article-hero>.breadcrumb{grid-column:1/-1;width:100%;margin-bottom:20px}.article-hero-copy>span{color:var(--gold);text-transform:uppercase;letter-spacing:.18em;font-size:10px}.article-hero-copy>div{color:#888;align-items:center;gap:8px;margin-top:28px;font-size:11px;display:flex}.article-hero-art{background:var(--blue);color:#ffffff38;place-items:center;min-height:320px;display:grid;position:relative;overflow:hidden}.article-hero-art:after{content:"";border-top:1px solid var(--gold);border-radius:50%;width:270px;height:90px;position:absolute;bottom:-10px;right:-40px;transform:rotate(-12deg)}.article-body{grid-template-columns:220px 1fr;align-items:start;gap:80px;width:min(1000px,100% - 44px);margin:90px auto;display:grid}.article-body aside{border-top:1px solid var(--line);gap:10px;padding-top:20px;display:grid;position:sticky;top:110px}.article-body aside span{color:#888;text-transform:uppercase;letter-spacing:.15em;font-size:9px}.article-body aside strong{color:var(--blue);font-size:13px}.article-body aside a{color:var(--blue);align-items:center;gap:8px;margin-top:20px;font-size:11px;display:flex}.article-prose{color:#3f3f44;font-size:17px;line-height:1.85}.article-prose>p:first-child{color:var(--blue);font-size:23px;line-height:1.65}.article-prose h2{color:var(--blue);margin:50px 0 17px;font-size:31px;line-height:1.2}.article-note{border-left:3px solid var(--gold);background:var(--off);margin:45px 0;padding:24px 26px}.article-note strong{color:var(--blue);font-size:12px}.article-note p{margin:7px 0 0;font-size:13px}.article-inline-cta{background:var(--blue);color:#fff;margin-top:55px;padding:40px}.article-inline-cta h2{color:#fff;margin:0 0 25px}.related-articles{background:var(--off)}.related-articles h2{color:var(--blue);margin:0 0 35px;font-size:35px}.related-articles .article-grid{grid-template-columns:repeat(2,1fr)}.contact-grid{grid-template-columns:.72fr 1.28fr;gap:8vw;display:grid}.contact-list{border-top:1px solid var(--line);margin-top:40px;display:grid}.contact-list>div{border-bottom:1px solid var(--line);align-items:center;gap:17px;min-height:78px;display:flex}.contact-list>div>svg{color:var(--gold)}.contact-list span{gap:4px;display:grid}.contact-list small{text-transform:uppercase;color:#999;letter-spacing:.12em;font-size:9px}.contact-list a,.contact-list strong{color:var(--blue);font-size:14px}.contact-list em{color:#999;font-size:12px;font-style:normal}.contact-note{color:var(--muted);margin-top:25px;font-size:12px;line-height:1.6}.legal-page{width:min(820px,100% - 44px);margin:0 auto;padding:70px 0 120px}.legal-page .breadcrumb{margin:0 0 55px}.legal-page h1{color:var(--blue);letter-spacing:-.05em;margin:0 0 35px;font-size:clamp(48px,6vw,76px);font-weight:520;line-height:1}.legal-intro{color:var(--blue)!important;font-size:20px!important}.legal-page section{margin-top:45px}.legal-page h2{color:var(--blue);font-size:25px}.legal-page p{color:var(--muted);font-size:15px;line-height:1.8}.legal-page>small{border-top:1px solid var(--line);color:#999;margin-top:60px;padding-top:20px;display:block}@media (max-width:1100px){.desktop-nav{display:none}.header-cta{margin-left:auto}.menu-toggle{display:flex}.mobile-menu{background:var(--off);opacity:0;visibility:hidden;height:calc(100vh - 76px);padding:35px 22px 90px;transition:all .2s;display:block;position:fixed;top:76px;left:0;right:0;overflow:auto;transform:translateY(-10px)}.mobile-menu.open{opacity:1;visibility:visible;transform:none}.mobile-menu nav{border-top:1px solid var(--line);margin-bottom:30px;display:grid}.mobile-menu nav a{border-bottom:1px solid var(--line);min-height:59px;color:var(--blue);align-items:center;gap:22px;font-size:17px;display:flex}.mobile-menu nav span{color:#aaa;font-size:9px}.mobile-menu .button{width:100%}.hero{gap:4vw}.hero-art{min-height:510px}.positioning-grid,.choice-grid{gap:5vw}.insurance-grid{grid-template-columns:repeat(2,1fr)}.corporate-section{grid-template-columns:.62fr 1.38fr}.process-timeline{grid-template-columns:repeat(3,1fr);row-gap:55px}.process-timeline:before{display:none}.process-step>i{margin:18px 0 25px}.article-grid{grid-template-columns:repeat(2,1fr)}.footer-top{grid-template-columns:.6fr 1.4fr}.page-hero{grid-template-columns:1fr .45fr}.product-columns,.about-cards{gap:12px}.header-cta{display:inline-flex}}@media (max-width:760px){html{scroll-padding-top:76px}.site-header-wrap,.site-header-wrap.is-scrolled{height:76px}.site-header{width:calc(100% - 32px)}.brand{width:150px;height:57px}.header-cta{display:none}.section-shell{width:calc(100% - 36px)}.section-pad{padding:80px 0}.section-header h2,.choice-section h2{font-size:42px}.section-header p{margin-top:21px;font-size:15px}.section-heading-row{flex-direction:column;align-items:start;margin-bottom:37px}.hero{grid-template-columns:1fr;min-height:auto;padding:46px 22px 82px}.hero-copy{padding:0}.hero .eyebrow{margin-bottom:23px}.hero h1{font-size:clamp(49px,15vw,68px)}.hero-copy>p:not(.hero-signature){margin-top:24px;font-size:16px}.hero-actions{flex-direction:column;align-items:stretch;gap:8px;margin-top:30px}.text-link{justify-content:center}.hero-signature{margin-top:30px}.hero-art{border-radius:180px 180px 16px 16px;height:62vh;min-height:430px}.art-caption{bottom:28px;left:28px}.positioning-grid,.quote-grid,.choice-grid,.faq-grid,.footer-top,.page-hero,.product-hero-grid,.coverage-grid,.product-form-grid,.two-column,.business-context,.claims-grid,.contact-grid{grid-template-columns:1fr}.positioning-grid{gap:55px}.benefits-grid{grid-template-columns:1fr}.benefit{border-right:0;border-bottom:1px solid var(--line);padding:26px 0}.benefit:last-child{border-bottom:0}.benefit svg{margin-bottom:22px}.insurance-grid{grid-template-columns:1fr}.insurance-card p{min-height:0}.corporate-section{grid-template-columns:1fr}.corporate-visual{min-height:440px}.corporate-content{padding:75px 22px}.corporate-content .section-header h2{font-size:42px}.process .section-header{margin-bottom:50px}.process-timeline{grid-template-columns:1fr;margin-left:10px;display:grid}.process-step{border-left:1px solid var(--line);padding:0 0 37px 38px}.process-step>span{background:#fff;padding:4px;position:absolute;top:-3px;left:-10px}.process-step>i{margin:0;position:absolute;top:33px;left:-6px}.choice-diagram{gap:38px;margin-top:30px;padding-bottom:12px}.factor-grid span{padding:13px;font-size:10px}.choice-result{width:190px;height:190px}.choice-result strong{max-width:145px;font-size:17px}.quote-copy{position:relative;top:auto}.quote-assurance{margin-bottom:38px}.form-card{padding:22px}.quote-form{grid-template-columns:1fr}.form-wide{grid-column:1}.partners-placeholder{grid-template-columns:1fr 1fr}.partners-placeholder span{border-bottom:1px solid var(--line)}.article-grid{grid-template-columns:1fr}.faq-grid{gap:40px}.cta-section{grid-template-columns:1fr;min-height:560px;padding:75px 22px}.cta-section h2{font-size:44px}.cta-actions{max-width:none;margin:0}.footer-top{gap:50px}.footer-links{grid-template-columns:1fr 1fr}.footer-bottom{flex-direction:column}.whatsapp-widget{bottom:76px;right:16px}.whatsapp-trigger{justify-content:center;width:52px;padding:0}.whatsapp-trigger>span{display:none}.whatsapp-panel{width:calc(100vw - 32px);right:0}.mobile-cta-bar{z-index:110;border-top:1px solid var(--line);background:#fff;grid-template-columns:1fr 1fr;height:60px;display:grid;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -10px 25px #14142814}.mobile-cta-bar a{color:var(--blue);place-items:center;font-size:12px;font-weight:700;display:grid}.mobile-cta-bar a:last-child{background:var(--gold);color:var(--ink)}.cookie-banner{grid-template-columns:1fr;width:calc(100% - 24px);padding:17px;bottom:72px;left:12px}.cookie-actions{grid-template-columns:1fr 1fr;display:grid}.cookie-actions button{width:100%}.cookie-preferences{flex-direction:column;gap:8px}.page-hero{padding:70px 22px}.page-hero h1,.product-hero h1,.article-hero h1{font-size:50px}.page-hero p,.product-hero-grid>div>p,.article-hero-copy>p{font-size:16px}.page-hero-art{height:260px;margin-top:25px}.breadcrumb{white-space:nowrap;margin-bottom:35px;overflow:auto}.product-hero{padding:35px 22px 75px}.product-hero-grid{gap:50px}.product-hero-panel{min-height:320px;padding:32px}.product-columns{grid-template-columns:1fr}.coverage-grid{gap:45px}.related-grid,.about-cards{grid-template-columns:1fr}.about-cards article{min-height:245px}.about-cards span{margin-top:45px}.metrics-grid{grid-template-columns:1fr 1fr}.risk-map{margin-top:30px}.business-solution-list a{grid-template-columns:35px 1fr 22px}.claims-notice{flex-direction:column;align-items:stretch;margin-bottom:80px}.category-list{margin-bottom:55px}.article-hero{grid-template-columns:1fr;padding:35px 22px 60px}.article-hero-art{min-height:240px}.article-body{grid-template-columns:1fr;margin:65px auto}.article-body aside{position:relative;top:auto}.article-prose{font-size:16px}.article-prose>p:first-child{font-size:20px}.article-inline-cta{padding:28px}.related-articles .article-grid{grid-template-columns:1fr}.legal-page{padding-top:45px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.partners-showcase{border-top:1px solid var(--line);border-left:1px solid var(--line);background:#fff;grid-template-columns:repeat(5,1fr);margin-top:55px;display:grid}.partner-logo{border-right:1px solid var(--line);border-bottom:1px solid var(--line);place-items:center;min-height:126px;padding:24px;transition:background .2s;display:grid}.partner-logo:hover{background:var(--off)}.partner-logo img{object-fit:contain;filter:saturate(.92);width:100%;height:58px;transition:filter .2s,transform .2s}.partner-logo:hover img{filter:saturate(1.08);transform:scale(1.04)}.partner-logo.bradesco img{height:68px}.partner-logo.allianz img{height:62px}.partner-logo.axa img{height:54px}.partner-logo.hdi img{height:50px}.partner-logo.yelum img{height:62px}.partner-logo.mapfre img{height:42px}.partner-logo.zurich img{height:58px}.partner-logo.essor img{height:62px}@media (max-width:760px){.site-header{gap:14px}.brand-group{gap:10px}.brand{width:142px;height:56px}.a12-badge{width:92px;height:41px;padding:1px 0 1px 12px;transform:translateY(0)}.protection-visual{aspect-ratio:4/3;margin-top:-4px}.protection-visual img{object-position:center}.footer-brand-group{gap:11px}.logo-panel{width:185px;height:89px}.footer-a12-badge{width:112px}.partners-showcase{grid-template-columns:repeat(2,1fr);margin-top:38px}.partner-logo{min-height:105px;padding:18px}}@media (min-width:761px) and (max-width:1100px){.benefits-grid{grid-template-columns:repeat(2,1fr)}.business-analysis-grid{grid-template-columns:1fr!important}.business-analysis-grid .section-header{max-width:720px}}@media (min-width:1101px){.positioning-grid{grid-template-columns:.8fr 1.2fr;gap:7vw}.benefits-grid{grid-template-columns:repeat(4,1fr)}.process-timeline{grid-template-columns:repeat(6,1fr)}}.quote-form-steps{display:block}.quote-progress{grid-template-columns:28px 1fr 28px 1fr 28px;align-items:center;margin-bottom:28px;display:grid}.quote-progress span{border:1px solid var(--line);color:#999;border-radius:50%;place-items:center;width:28px;height:28px;font-size:10px;display:grid}.quote-progress span.active{background:var(--blue);border-color:var(--blue);color:#fff}.quote-progress i{background:var(--line);height:1px}.quote-step{border:0;min-width:0;margin:0;padding:0}.quote-step legend,.quote-step h3{color:var(--blue);gap:7px;margin:0 0 27px;padding:0;font-size:26px;font-weight:560;line-height:1.2;display:grid}.quote-step small{letter-spacing:.15em;color:var(--gold);font-size:9px;font-weight:750}.protection-options{grid-template-columns:repeat(2,1fr);gap:9px;display:grid}.protection-options button{border:1px solid var(--line);min-height:54px;color:var(--blue);text-align:left;background:#fbfbf9;justify-content:space-between;align-items:center;padding:0 15px;display:flex}.protection-options button:hover,.protection-options button.selected{border-color:var(--gold);background:#fff9eb}.protection-options button span{color:var(--gold)}.form-next{width:100%;margin-top:22px}.quote-contact-grid,.business-analysis-form{grid-template-columns:repeat(2,1fr);gap:20px 16px;display:grid}.form-navigation{justify-content:space-between;align-items:center;gap:18px;margin-top:25px;display:flex}.form-back{color:var(--blue);background:0 0;border:0;align-items:center;gap:7px;padding:12px 0;display:flex}.business-analysis-section{background:var(--blue-deep)}.business-analysis-grid{grid-template-columns:.72fr 1.28fr;align-items:start;gap:8vw;display:grid}.business-analysis-form .form-field textarea{min-height:100px}.claims-options{background:var(--off)}.claims-options .section-header{max-width:720px}.claims-option-list{flex-wrap:wrap;gap:10px;margin-top:42px;display:flex}.claims-option-list span{border:1px solid var(--line);color:var(--blue);background:#fff;padding:14px 18px;font-size:12px}@media (max-width:760px){.protection-options,.quote-contact-grid,.business-analysis-form,.business-analysis-grid{grid-template-columns:1fr}.form-navigation{flex-direction:column-reverse;align-items:stretch}.form-navigation .button,.form-back{justify-content:center;width:100%}.quote-step legend,.quote-step h3{font-size:22px}.claims-option-list{grid-template-columns:1fr 1fr;display:grid}.claims-option-list span{text-align:center;padding:13px 8px}}.site-header-wrap,.site-header-wrap.is-scrolled{background:#f7f7f4f7}.a12-badge{background:0 0;border-radius:0}.hero-photo{aspect-ratio:16/10;background:var(--blue-deep);border-radius:190px 190px 18px 18px;height:auto;min-height:0}.hero-photo:before{z-index:1;background:linear-gradient(#0000 48%,#0d0c2fc7 100%)}.hero-photo img{object-fit:cover;object-position:center;width:100%;height:100%;position:absolute;inset:0}.hero-photo .art-caption{z-index:2;text-shadow:0 2px 16px #00000052}.insurance-card.with-image{padding-top:0;overflow:hidden}.insurance-card-media{aspect-ratio:4/3;background:var(--blue-deep);margin:0 -27px 27px;position:relative;overflow:hidden}.insurance-card-media:after{content:"";pointer-events:none;background:linear-gradient(#0000,#11102f2e);height:34%;position:absolute;inset:auto 0 0}.insurance-card-media img{object-fit:cover;width:100%;height:100%;transition:transform .35s}.insurance-card.with-image:hover .insurance-card-media img{transform:scale(1.035)}.insurance-card-media .card-index{z-index:2;color:var(--blue);background:#ffffffeb;border-radius:20px;padding:7px 9px;font-weight:700;position:absolute;top:14px;right:14px}.footer-brand-group{align-items:center}.logo-panel{background:0 0;width:205px;height:108px;padding:0}.footer-a12-badge{width:132px}@media (max-width:1100px){.hero-photo{min-height:0}}@media (max-width:760px){.hero-photo{aspect-ratio:4/3;border-radius:150px 150px 14px 14px;height:auto;min-height:260px}.hero-photo img{object-position:center}.insurance-grid-visual{grid-template-columns:1fr}.footer-brand-group{gap:10px}.logo-panel{width:180px;height:96px}.footer-a12-badge{width:112px}}.hero-modern{isolation:isolate;background:var(--blue-deep);align-items:flex-end;max-width:none;min-height:calc(100svh - 86px);padding:clamp(70px,9vh,115px) max(4.5vw,40px) clamp(58px,8vh,92px);display:flex;position:relative;overflow:hidden}.hero-background{z-index:-2;position:absolute;inset:0}.hero-background:after{content:"";background:linear-gradient(90deg,#081122f2 0%,#0c162bd6 34%,#0f162b6b 58%,#0c122629 100%),linear-gradient(#0000 45%,#080d1f85);position:absolute;inset:0}.hero-background img{object-fit:cover;object-position:center;width:100%;height:100%}.hero-modern .hero-copy{z-index:2;max-width:940px;padding:0;position:relative}.hero-modern .eyebrow{color:var(--gold-soft)}.hero-modern h1{color:#fff;letter-spacing:-.052em;text-shadow:0 4px 32px #00000047;max-width:900px;font-size:clamp(58px,6.25vw,94px);font-weight:410;line-height:1.01}.hero-modern h1 em{color:var(--gold)}.hero-modern .hero-copy>p:not(.hero-signature){color:#ffffffc7;letter-spacing:-.012em;max-width:650px;font-size:clamp(15px,1.12vw,18px);font-weight:400;line-height:1.78}.hero-modern .text-link{color:#fff;border-color:#ffffff73}.hero-modern .hero-signature{color:#ffffff9e;border-color:#ffffff38}.corporate-photo{isolation:isolate;background:#11102f}.corporate-photo>img{z-index:-2;object-fit:cover;object-position:center;width:100%;height:100%;position:absolute;inset:0}.corporate-photo:before{z-index:-1;background:linear-gradient(#0a0b230d 35%,#0a0a22d6 100%);border:0;border-radius:0;width:auto;height:auto;inset:0}.corporate-photo:after{display:none}.corporate-photo-caption{z-index:2;color:#fff;gap:10px;display:grid;position:absolute;bottom:60px;left:clamp(28px,5vw,72px);right:clamp(28px,5vw,72px)}.corporate-photo-caption span{color:var(--gold);letter-spacing:.2em;font-size:10px;font-weight:750}.corporate-photo-caption strong{max-width:430px;font-size:clamp(24px,2.7vw,39px);font-weight:520;line-height:1.12}@media (max-width:760px){.hero-modern{align-items:flex-end;min-height:720px;padding:118px 22px 58px}.hero-background img{object-position:59% center}.hero-background:after{background:linear-gradient(#080f2052 0%,#080f20a8 40%,#080f20f5 100%)}.hero-modern h1{font-size:clamp(47px,13.2vw,60px);line-height:1.02}.hero-modern .hero-actions{margin-top:30px}.hero-modern .hero-signature{margin-top:28px}.corporate-photo{min-height:580px}.corporate-photo-caption{bottom:38px}.corporate-photo-caption strong{font-size:29px}}.solution-shell{width:min(1180px,100% - 44px);margin-inline:auto}.solution-pad{padding:clamp(82px,9vw,138px) 0}.solution-kicker,.solution-title>span{color:var(--gold);letter-spacing:.2em;align-items:center;gap:14px;font-size:10px;font-weight:750;display:flex}.solution-title>span i{background:var(--gold);width:44px;height:2px;display:block}.solution-title{max-width:780px}.solution-title h2{letter-spacing:-.045em;color:var(--blue);margin:24px 0 0;font-size:clamp(42px,5vw,70px);font-weight:440;line-height:1.04}.solution-title>p{max-width:680px;color:var(--muted);margin:25px 0 0;font-size:16px;line-height:1.75}.solution-hero{isolation:isolate;background:var(--blue-deep);color:#fff;align-items:flex-end;min-height:clamp(680px,82svh,880px);display:flex;position:relative;overflow:hidden}.solution-hero-media,.solution-hero-shade{z-index:-2;position:absolute;inset:0}.solution-hero-media img{object-fit:cover;object-position:center}.solution-hero-shade{z-index:-1;background:linear-gradient(90deg,#070f21f5,#081125c2 44%,#080e1f29 78%),linear-gradient(#0000 40%,#070c1d9e)}.solution-hero-content{width:min(1180px,100% - 44px);margin:0 auto;padding:78px 0 92px}.solution-hero .breadcrumb{color:#ffffffa6;margin:0 0 68px}.solution-hero .breadcrumb a{color:#ffffffa6}.solution-hero h1{letter-spacing:-.055em;color:#fff;max-width:890px;margin:28px 0;font-size:clamp(56px,6.6vw,96px);font-weight:410;line-height:.99}.solution-hero-content>p{color:#ffffffc4;max-width:650px;font-size:18px;line-height:1.75}.solution-actions{align-items:center;gap:30px;margin-top:38px;display:flex}.solution-text-link{color:var(--blue);border-bottom:1px solid #2a266f52;align-items:center;gap:18px;padding:15px 0;font-size:13px;font-weight:720;display:flex}.solution-text-link.light,.solution-hero .solution-text-link{color:#fff;border-color:#ffffff59}.solution-intro>.solution-title{max-width:870px}.solution-risk-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(4,1fr);margin-top:70px;display:grid}.solution-risk-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);flex-direction:column;min-height:330px;padding:31px 27px;display:flex;position:relative}.solution-risk-card>span{color:#aaa;font-size:9px}.solution-risk-card>svg{color:var(--gold);margin-top:58px}.solution-risk-card h3{color:var(--blue);margin:23px 0 12px;font-size:21px;font-weight:560;line-height:1.25}.solution-risk-card p{color:var(--muted);margin:0;font-size:13px;line-height:1.7}.solution-definition{background:var(--blue-deep);color:#fff}.solution-definition-grid{grid-template-columns:1fr 1fr;gap:10vw;display:grid}.solution-definition h2{letter-spacing:-.045em;margin:25px 0 0;font-size:clamp(46px,5vw,70px);font-weight:430;line-height:1.05}.solution-definition-grid>div:last-child{border-top:1px solid #ffffff40;padding-top:25px}.solution-definition p{color:#ffffffb0;margin:0 0 22px;font-size:17px;line-height:1.8}.coverage-explainer{border-top:1px solid var(--line);margin-top:66px}.coverage-explainer-item{border-bottom:1px solid var(--line)}.coverage-explainer details{padding:0}.coverage-explainer summary{cursor:pointer;grid-template-columns:55px 1fr 24px;align-items:center;gap:24px;padding:29px 3px;list-style:none;display:grid}.coverage-explainer summary::-webkit-details-marker{display:none}.coverage-explainer summary>span{color:#aaa;font-size:9px}.coverage-explainer h3{color:var(--blue);margin:0 0 7px;font-size:23px;font-weight:550}.coverage-explainer summary p{color:var(--muted);margin:0;font-size:13px}.coverage-explainer summary>svg{color:var(--gold);transition:transform .2s}.coverage-explainer details[open] summary>svg{transform:rotate(180deg)}.coverage-technical{border-left:2px solid var(--gold);max-width:780px;margin-left:79px;padding:2px 0 30px 22px}.coverage-technical strong{color:var(--gold);letter-spacing:.15em;text-transform:uppercase;font-size:9px;display:block}.coverage-technical p{color:var(--muted);margin:9px 0 0;font-size:14px;line-height:1.75}.solution-example{background:var(--off)}.solution-example-grid{grid-template-columns:1.06fr .94fr;align-items:center;gap:7vw;display:grid}.solution-example-media{aspect-ratio:4/3;position:relative;overflow:hidden}.solution-example-media img{object-fit:cover}.solution-example-copy h2{letter-spacing:-.04em;color:var(--blue);margin:24px 0;font-size:clamp(39px,4vw,57px);font-weight:450;line-height:1.08}.solution-example-copy>p{color:var(--muted);font-size:15px;line-height:1.75}.example-path{flex-wrap:wrap;align-items:center;gap:12px;margin:30px 0;display:flex}.example-path span{border:1px solid var(--line);color:var(--blue);text-transform:uppercase;letter-spacing:.08em;background:#fff;padding:10px 13px;font-size:10px}.example-path svg{color:var(--gold)}.solution-note{border-left:2px solid var(--gold);padding-left:18px;font-size:12px!important}.solution-attention{grid-template-columns:.9fr 1.1fr;align-items:start;gap:10vw;display:grid}.solution-lead{color:var(--muted);max-width:520px;margin-top:28px;font-size:16px;line-height:1.75}.attention-list{border-top:1px solid var(--line)}.attention-list>div{border-bottom:1px solid var(--line);grid-template-columns:35px 1fr 20px;align-items:center;gap:18px;min-height:76px;display:grid}.attention-list span{color:#aaa;font-size:9px}.attention-list p{color:var(--blue);font-size:14px}.attention-list svg{color:var(--gold)}.solution-comparison{background:var(--blue-deep)}.solution-comparison .solution-title h2{color:#fff}.solution-comparison .solution-title>span{color:var(--gold-soft)}.comparison-grid{grid-template-columns:1fr 1fr;gap:16px;margin-top:60px;display:grid}.comparison-card{color:#fff;border:1px solid #ffffff26;padding:36px}.comparison-card.preferred{border-color:var(--gold);background:#eea4120f}.comparison-card>span{color:var(--gold);letter-spacing:.18em;font-size:9px}.comparison-card h3{margin:19px 0 28px;font-size:27px;font-weight:510}.comparison-card ul{gap:14px;margin:0;padding:0;list-style:none;display:grid}.comparison-card li{color:#ffffffb3;gap:10px;font-size:13px;display:flex}.comparison-card li:before{content:"✓";color:var(--gold)}.comparison-card.muted{opacity:.76}.comparison-disclaimer{color:#fff6;margin:22px 0 0;font-size:10px}.audience-grid{background:var(--line);grid-template-columns:repeat(3,1fr);gap:2px;margin-top:58px;display:grid}.audience-card{isolation:isolate;background:var(--blue-deep);color:#fff;flex-direction:column;justify-content:space-between;min-height:285px;padding:25px;display:flex;position:relative;overflow:hidden}.audience-card:after{content:"";z-index:-1;background:linear-gradient(#090f2314 25%,#080e22e0 100%);position:absolute;inset:0}.audience-card img{z-index:-2;object-fit:cover;transition:transform .45s}.audience-card:hover img{transform:scale(1.035)}.audience-card span{width:34px;height:34px;color:var(--blue);background:#ffffffe6;border-radius:50%;align-self:flex-end;place-items:center;font-size:9px;font-weight:750;display:grid}.audience-card strong{color:#fff;text-shadow:0 2px 12px #00000052;max-width:270px;font-size:21px;font-weight:540;line-height:1.2}.solution-process{background:var(--off)}.solution-process-list{border-top:1px solid var(--line);margin-top:62px}.solution-process-list>div{border-bottom:1px solid var(--line);grid-template-columns:70px .8fr 1.2fr;align-items:start;gap:25px;padding:30px 0;display:grid}.solution-process-list>div>span{color:#aaa;font-size:9px}.solution-process-list h3{color:var(--blue);margin:0;font-size:21px;font-weight:550}.solution-process-list p{color:var(--muted);margin:0;font-size:13px;line-height:1.7}.policy-analysis{background:var(--gold);padding:55px 0}.policy-analysis-grid{grid-template-columns:55px 1fr auto;align-items:center;gap:30px;display:grid}.policy-analysis-grid>svg{color:var(--blue)}.policy-analysis span{letter-spacing:.18em;color:var(--blue);font-size:9px}.policy-analysis h2{color:var(--blue);margin:10px 0;font-size:33px;font-weight:520;line-height:1.1}.policy-analysis p{color:#403a27;margin:0;font-size:13px}.policy-analysis .button{background:var(--blue);color:#fff;white-space:nowrap}.solution-form-section{background:var(--blue-deep);scroll-margin-top:86px}.solution-form-grid{grid-template-columns:.8fr 1.2fr;align-items:start;gap:8vw;display:grid}.solution-form-section .solution-title h2{color:#fff}.solution-form-section .solution-title p{color:#ffffff94}.solution-form-section .solution-title>span{color:var(--gold-soft)}.form-assurance{color:var(--gold);border-top:1px solid #ffffff2e;align-items:start;gap:14px;margin-top:36px;padding-top:20px;display:flex}.form-assurance p{color:#ffffff8c;max-width:390px;margin:0;font-size:12px;line-height:1.6}.solution-form-card{background:#fff;padding:35px}.enterprise-form{grid-template-columns:repeat(2,1fr);gap:19px 15px;display:grid}.enterprise-form textarea{min-height:80px}.enterprise-form label small{color:#999;font-weight:400}.enterprise-form-success{flex-direction:column;justify-content:center;min-height:460px;display:flex}.solution-faq{grid-template-columns:.72fr 1.28fr;align-items:start;gap:8vw;display:grid}.solution-faq .faq-list{margin-top:0}.solution-related{background:var(--off)}.solution-related .related-grid{margin-top:55px}.solution-heading-row{justify-content:space-between;align-items:end;gap:40px;margin-bottom:48px;display:flex}.solution-heading-row>a{color:var(--blue);border-bottom:1px solid var(--line);align-items:center;gap:15px;padding-bottom:11px;font-size:12px;display:flex}.solution-articles .article-grid{grid-template-columns:repeat(2,1fr)}.solution-final-cta{background:var(--blue);color:#fff;grid-template-columns:1fr auto;align-items:end;gap:6vw;padding:90px max(4.5vw,22px);display:grid}.solution-final-cta>div:first-child{max-width:850px}.solution-final-cta svg{color:var(--gold)}.solution-final-cta span{color:var(--gold);letter-spacing:.18em;margin-top:25px;font-size:9px;display:block}.solution-final-cta h2{letter-spacing:-.045em;margin:20px 0;font-size:clamp(45px,5.5vw,78px);font-weight:430;line-height:1.02}.solution-final-cta p{color:#ffffff9c;font-size:15px;line-height:1.7}.solution-final-cta>div:last-child{gap:13px;display:grid}.solution-final-cta .solution-text-link{justify-content:center}@media (max-width:1000px){.solution-risk-grid{grid-template-columns:repeat(2,1fr)}.solution-definition-grid,.solution-example-grid,.solution-attention,.solution-form-grid,.solution-faq{gap:5vw}.audience-grid{grid-template-columns:repeat(2,1fr)}.policy-analysis-grid{grid-template-columns:45px 1fr}.policy-analysis .button{grid-column:2}.solution-final-cta{grid-template-columns:1fr}.solution-final-cta>div:last-child{max-width:420px}.solution-form-grid{grid-template-columns:.7fr 1.3fr}}@media (max-width:760px){.solution-shell,.solution-hero-content{width:calc(100% - 36px)}.solution-pad{padding:78px 0}.solution-title h2{font-size:42px}.solution-hero{align-items:flex-end;min-height:760px}.solution-hero-media img{object-position:60% center}.solution-hero-shade{background:linear-gradient(#070f2133,#070f219e 38%,#070f21f7 78%)}.solution-hero-content{padding:110px 0 55px}.solution-hero .breadcrumb{margin-bottom:90px}.solution-hero h1{font-size:clamp(47px,13vw,61px);line-height:1.01}.solution-hero-content>p{font-size:15px}.solution-actions{flex-direction:column;align-items:stretch;gap:4px}.solution-text-link{justify-content:center}.solution-risk-grid{grid-template-columns:1fr;margin-top:45px}.solution-risk-card{min-height:250px}.solution-risk-card>svg{margin-top:35px}.solution-definition-grid,.solution-example-grid,.solution-attention,.solution-form-grid,.solution-faq{grid-template-columns:1fr;gap:55px}.solution-definition h2{font-size:42px}.coverage-explainer summary{grid-template-columns:32px 1fr 20px;gap:12px}.coverage-explainer h3{font-size:19px}.coverage-explainer summary p{font-size:12px}.coverage-technical{margin-left:44px}.solution-example-media{aspect-ratio:4/3}.example-path svg{display:none}.solution-attention{gap:35px}.comparison-grid{grid-template-columns:1fr}.comparison-card{padding:27px}.audience-grid{grid-template-columns:1fr}.solution-process-list>div{grid-template-columns:38px 1fr;gap:16px}.solution-process-list p{margin-top:9px}.policy-analysis-grid{grid-template-columns:1fr;gap:20px}.policy-analysis .button{grid-column:1;width:100%}.solution-form-card{padding:22px}.enterprise-form{grid-template-columns:1fr}.enterprise-form .form-wide{grid-column:1}.solution-faq{gap:35px}.solution-heading-row{flex-direction:column;align-items:start}.solution-articles .article-grid{grid-template-columns:1fr}.solution-final-cta{padding:78px 22px}.solution-final-cta h2{font-size:45px}}.policy-analysis .button{cursor:pointer;border:0;font-family:inherit}.article-cover-watermark{object-fit:contain;opacity:.14;filter:grayscale()brightness(2.2);width:175px;height:175px;transition:opacity .25s,transform .35s;position:absolute;bottom:-45px;right:-18px;transform:rotate(-7deg)}.article-cover:hover .article-cover-watermark{opacity:.22;transform:rotate(-4deg)scale(1.035)}.article-hero-art img{object-fit:contain;opacity:.13;filter:grayscale()brightness(2.2);width:min(260px,72%);height:auto;transform:rotate(-6deg)}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}
